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Homeowners' Insurance

Homeowners’ Insurance Claim Attorneys

Aizenman Law Group Helps Homeowners Throughout Tulsa, Oklahoma

The last thing you want to hear after you file a homeowners’ insurance claim is that your insurance provider has denied it. What are you supposed to do when your home has been badly damaged by a disaster, but your insurer will not help you pay for repairs? Or, perhaps even worse, what happens when you have paid for repairs upfront out of your own pocket and now your insurer is backing out?

Start by calling (918) 215-8856 and connecting with Aizenman Law Group. Our Tulsa homeowners’ insurance claim lawyers are former insurance defense attorneys, giving them unique insight into how the opposition will think and act in your case. If you want to get an advantage in your homeowners’ insurance claim, then you want to team up with us as soon as possible.

Arrange a free, initial consultation at any time. We are available 24/7/365!

Lawyers discussing a contractFour Reasons for Homeowners’ Claim Denials

If you have purchased and kept current your homeowners’ insurance policy, shouldn’t the insurance provider be there to support you financially when you need it? Not necessarily. Every homeowners’ insurance policy will have ways to avoid paying out coverage amounts to policyowners. The key to your case is seeing if your claim was denied for an invalid reason, which is where our attorneys lend a professional hand. Using our extensive legal experience, we can see if your claim was denied wrongfully and handle what comes next if it was.

Your homeowners’ claim might have been denied due to:

  • Deductible amount: Just like with car insurance, your homeowners’ insurance comes with a deductible or an amount you have to pay yourself before your insurer chips in. If the damage is under your deductible amount, then your claim can be denied. Deductibles might even change within your policy depending on the type of “peril” that befell your home.
  • Uncovered peril: A peril is an incident that causes damage to your home, like a windstorm, flood, earthquake, etc. Coverage for all possible “perils” is basically nonexistent. A standard homeowners’ insurance policy covers a surprisingly limited amount of perils, too. For example, flooding caused by a burst pipe is often not covered by homeowners’ insurance. Your claim could be denied based on a loophole that makes the peril in question uncovered by the policy.
  • Misplaced liability: When a third party causes the damage to your home, any cost of repairs will more than likely fall on them. Your homeowners’ insurance provider will distance themselves from the situation and leave you to fend on your own. For example, if you hire someone to trim a tree in your yard and it falls on your roof, then your homeowners’ insurance will not trigger. Instead, you will have to file a claim with that landscaping company.
  • Maintenance: Typically, maintenance needed to keep your home habitable and happy is not covered by any homeowners’ insurance policy. Only necessary repairs after a covered peril or singular occurrence will be covered.

How Insurance Companies Sidestep Responsibilities

While the aforementioned reasons for a homeowners’ insurance claim denial are valid, the reasoning behind them might not be. Some insurance companies are notorious for bending the truth – or plainly ignoring it – in order to save themselves from making a payout to an insurance policyholder.

For example, your insurer might lowball the cost of the damage to your home in order to try to get it below your deductible amount. Or, they may argue on slight technicalities that the peril is not covered by your policy, even though the plain language of the policy implies it is.

When you let our insurance attorneys from Aizenman Law Group act as your legal representatives, you will be ready for any tactics your insurer might use to try to escape paying you in full. With our experiences as former insurance defense lawyers, we are already ready to challenge your insurer and fight tenaciously on your behalf. We can help with any part of the process, from filing a claim and appealing it to litigation over an insurance dispute.

Call (918) 215-8856 or contact us online at any time to begin your claim.

Our Testimonials

The Opinions that Matter Most
  • The best attorney that we have ever dealt with.

    “Dan helped my husband and me after my husband got into a really bad wreck. Dan was always very helpful and available anytime we had a question. He is the best attorney that we have ever dealt with.”

    - Kacy
  • He is definitely the attorney you want in your corner fighting for you.

    “Peer review. Attorney Aizenman is very knowledgeable and respected in the legal community. He is definitely the attorney you want in your corner fighting for you.”

    - Harold E.
  • I was able to call him with any questions I had.

    “Daniel went above and beyond he was on top of everything from day one that he started working with me. I was able to call him with any questions I had. He is a great lawyer to have I would recommend ...”

    - Heather
  • Excellent attorney and staff.

    “Daniel and his paralegal Lisa were absolutely amazing when it came to helping me with all my medical bills after my car accident! Daniel was great about texting anytime he had an update on the case! ...”

    - Anonymous
  • Professional, Kind & Helpful!

    “After I was injured in a car wreck last July, I reached out to Daniel Aizenman for help. Daniel immediately expressed his concern for my well-being and assured me that everything would be okay. In the ...”

    - Morgan

Our Results

Representative Settlements
  • $995,000 Bad Faith (Wrongful Claim Denial)
  • $950,000 Medical Malpractice
  • $800,000 Bad Faith (Wrongful Claim Denial)
  • $450,000 Motor Vehicle Collision
  • $350,000 Bad Faith (Wrongful Claim Denial)
  • $340,000 Workplace Sexual Harassment
  • $200,000 Motor Vehicle Accident
  • $150,000 Motor Vehicle Collision
  • $130,000 Motor Vehicle Accident
  • $110,000 Bad Faith (Wrongful Claim Denial)

Why Hire Aizenman Law Group?

  • No Fees Unless & Until We Win

    We take each case seriously, and will not ask for fees or costs until we win your case.

  • Willing to Fight for Our Clients

    No matter the size of their case, we are committed to providing clients with care and attention.

  • Always Prepared to Go to Trial

    While other firms are quick to settle, we are always prepared to go to trial, if necessary.

  • Successful Verdicts & Settlements

    Our firm boasts an extensive track record of successful advocacy for the injured.

  • Available & Accessible Legal Team

    We are available 24/7/365 to take your calls and offer flexible hours and scheduling.

  • Former Insurance Defense Attorneys

    As former defense attorneys, our team possesses valuable insight into insurance company tactics.

Contact the Firm If you feel you have suffered from a serious accident or tragedy, 
please contact Aizenman Law Group today.