Deficient COBRA Notice Class Action Lawyers
Suing Employers Who Fail to Notify Employees of CORBA Insurance
Health insurance through the Consolidated Omnibus Budget Reconciliation Act (COBRA) should be offered to people who lose health insurance coverage due to a “qualifying life event.” Employers need to notify eligible parties within a certain number of days if they can get COBRA insurance coverage. However, in recent years, numerous corporations have been targeted by class action lawsuits for failing to notify employees and their families, potentially causing significant financial harm by effectively denying health insurance coverage to those people.
Target Corporation is one of the largest companies that has been sued for deficient COBRA notices. If you work for Target or another big corporation, and you were not properly notified of your options under COBRA, then you might be able to file a lawsuit or join a class action. Aizenman Law Group can help you understand and pursue your options.
Are You Eligible for COBRA Health Insurance?
A company with at least 20 employees for at least half of its business duration must offer COBRA insurance to employees and their families after a qualifying life event occurs.
There are many qualifying life events under COBRA health insurance, such as:
- Termination or voluntary resignation
- Losing hours or benefits
- Losing dependent status
- Death of an employee providing benefits to their family
- Employee’s new eligibility for Medicare
Qualifying employees can receive COBRA coverage for 18 to 36 months, depending on the reason for their qualifications.
When an Employer Must Notify an Employee of COBRA Coverage
Companies must send two COBRA notices to qualifying employees:
- COBRA general notice: Within 90 days of an employee, their spouse, or their dependent becomes eligible for COBRA insurance coverage, the company must send a COBRA general notice. This notice provides basic information about CORBA, why the notified party now qualifies for it, and other details about the plan’s benefits.
- COBRA election notice: Within 14 to 44 days of an employee/spouse/dependent losing health care coverage, the company must send a COBRA election notice. This notice explains the length of coverage and the monthly premiums that must be paid to obtain it.
Deficient COBRA Notice Lawsuits
You might qualify to file a deficient COBRA notice lawsuit or join a class action if you experienced a qualifying life event but were:
- Not notified about COBRA within the legally required timeframes
- Notified late and experienced financial harm during the interim and due to a lack of health insurance
- Denied CORBA insurance outright
Call Aizenman Law Group at (918) 215-8856 or use an online contact form right away if you think you have the legal grounds to sue your employer or a corporation for deficient COBRA notices. From our office in Tulsa, we can assist clients throughout Oklahoma.